Please click here to See What Our Client's are Saying About Us!

If So, We Can Help.  It's Easy to Qualify For Our Rent to    

Own Home Program, Even With:    

• A Recent Bankruptcy (you need to be at least 1 year out of bankruptcy / 2 years out of a Foreclosure) 
• Poor Credit or Damaged Credit 
• Self-Employment or a Short Job History 
• Divorce  
• First Time Home Buyer 
• Past Financial Problems 
• Past Health Related Issues 
• Past Job Loss    

Our Programs Offers You:  

• The Ability to Immediately Stop Throwing Your Hard Earned Money Away on Rent 
• On-going Support from an Experienced - Licensed Real Estate Company! 
• Time To Save For Your Down Payment      
• Equity Build-Up    
• Easy Qualifying    
• No Sales Commissions  
• FREE Consultation with our Credit Repair Partner! 
• FREE Consultation with our Lending Partner!  
• FREE Consultation with our Credit Rebuild Partner! 
• Access To All of Our Beautiful Rent To Own Homes and Access to the entire MLS  Rent To Own, Lease Option, Lease Purchase, Rent To Buy, Lease with Option 

  Please click here to View Our Homes!

 Please click here  if your interested in being contacted by: 

Dear Future Homeowner, 

My name is  Jay Mathison.  I'm a local real estate investor and licensed real estate agent with Nationwide Realty Group, Inc.  Our company’s primary focus is serving the Western Suburbs of Chicago, targeting affordable homes in the median income price range.

If you are interested in buying a rent to own home but can't qualify for a conventional loan or mortgage right now, you've come to the right place. 

By using our special rent to own home program and financing, it is now possible for you to buy a home.

It doesn't matter if you've had a bankruptcy, bad credit, late payments, judgments, liens, tax problems, charge-offs, or that you are self employed or a first time home buyer, you can still buy a rent to own home. We believe that everyone has the right to own their own home.  

We are constantly working with homes throughout DuPage, Kane, Kendal and Will counties. One of them may be right for you and your family.

The homes are easy to buy, even with bad credit.  We handle all of the paperwork and make it as easy and as stress free for you as possible. We can put you in a house NOW while  allowing you time to save for and pay towards your down payment each month.

If you have a minimal down payment and can meet the monthly payment, we can often help you become a homeowner .   We understand about past credit problems and the variety of other personal setbacks that can prevent you from qualifying to purchase a home conventionally.

Most conventional lenders don't seem to understand. They expect perfect credit, and a great deal of money in the bank.  Because of this, most people become discouraged and frustrated and have to put off their hopes and dreams of buying a home and are forced to have to rent.

Here Are The Details That Explains

The Rent To Own Program

While you're establishing or repairing your credit and building your financial profile, you'll be living in the home you are BUYING...NOT renting. You'll be leasing your home and part of your lease will build equity (money that you've paid monthly will be accumulated as rental credits to use towards the down payment for your home mortgage).  These credits will be used when it's time to complete the purchase of your home.

By working this way you are able to beat the lenders' system of "get your money first and live in your home later".

We offer a variety of homes in all areas with several payment plans so you can choose the one that best suits your needs and financial situation.

We are dedicated to providing a variety of professional real estate services to Renters who are tired of throwing away their hard earned money each month on rent. Renters with a true desire to become homeowners.

Even if you have perfect credit, a fantastic job, a good salary and money in the bank, we will show you how you can become a homeowner while avoiding the many costly elements in purchasing your own home including over inflated prices, expensive commissions, costly repairs, and having to spend all of your hard-earned savings.

Our rent to own home programs are designed and created to assist most Renters by giving them the opportunity to be pre-qualified and to find a home that fits their personal needs, requirements, tastes and financial situations.

To begin our easy pre-qualifying application process simply complete the Buyer Registration Profile here.  Once we receive your completed profile you will be entered into our system and you will receive our listings of available homes and e-mail updates each time a new home is added.  During this time we would also like you to talk with one of our credit/mortgage experts for a FREE Consultation to determine the time frame that it will take you to be able to qualify and complete the financing of your home. There is no cost to you and you are never under any obligation.

Let us help you to invest in your financial future by obtaining the pride and security of Homeownership. 

Beautiful Homes Are Available

The rent to own homes we work with are nice homes in nice areas with great neighborhoods and excellent schools.  Many of the homes are less than 5 years old and in near perfect condition. 

As you continue on this web page, we are going to show you the simple steps you can take to buy a rent to own home. These aren't difficult steps... they don't take a lot of your time and, in fact, they can be pretty exciting... especially as you  start looking for your new home.

We make it very easy for you to own  your own home. To have a home that you can claim as your very own. You can live the American dream of being a proud home owner!  Nearly every one of the buyers we have worked with have been turned down by banks, mortgage brokers and conventional lenders...even by banks and companies that advertised bad credit okay. Most of them never thought that they would ever be able to actually buy a home for themselves and their families until they got into our rent to own program.

This web page will give you all the details you need to get into your new home in as little as 7 to 10 days, or whenever you are ready .

Well Let's Get Started 

First of all... let us tell you where we find all the homes we list for sale.

We get lots of calls, every day, from people who have homes they want to sell.  If we think these homes will fit the needs of buyers like you, we will list these properties and then offer them to our "Registered Buyers."

We work with sellers who, maybe can't get their houses sold or maybe they just want to sell quickly. There are as many reasons as there are sellers. It doesn't matter to us as long as the deal makes sense for the buyer and the seller. 

By the way, if you are interested in selling a home, please send a an email here.  We will give you a call to discuss your options.

We end up working with a lot of properties and we are constantly looking for good people who need help becoming homeowners. 

How The Deals Are Structured

You lease the property from the seller for a specific period of time, usually 1-2 years depending on your personal situation, and during that time you have the option to buy it at a price agreed upon by both parties when you first move in.  Another common name for rent to own is lease option, lease with option to buy, and lease purchase.

You also pay a "Lease Option Fee" or "Option Consideration Fee" when you move into the home. This money will apply  to the purchase price of the home and will reduce (or sometime eliminate) your down payment when you eventually take out a mortgage with a bank. The minimum "Lease Option Fee" typically accepted is $3000 plus the first monthly lease payment. So if the monthly lease amount is $1050 and the "Lease Option Fee" is $3000, you will need $4050 to close the deal and move into the house. Make sense?

Each property is completely different and has a different "Lease Option Fee" amount. When you  register  online here, just  tell us how much you have for the "Lease Option Fee" and we will try to only find homes that fit those specifications.

For example, if you have $5000 for the "Lease Option Fee, you will receive information on properties that fit this criteria, properties that you can obtain for a $5000 "Lease Option Fee" or less. We encourage you to be realistic about what you can afford, so  your payments don't stress you out.  We sell homes in all price ranges depending on the amount you have available for your "Lease Option Fee".

It is our goal to see you eventually qualify for a mortgage and refinance the house, pay the seller your agreed upon sales price and put you on the deed.  Remember,  you do NOT have to qualify  for a mortgage right now. This is the greatest appeal of a rent to own program.  It allows you time to establish your payments, repair and rebuild your credit, all while locking in the purchase price  preventing inflation.

You can stop wasting money each month on rent.  Y ou will be able to own your own home and  enjoy the tax benefits, equity buildup, and appreciation  that only comes from being a homeowner.  And best of all you can do all of this on the timetable you need  and for a great deal less money up front  than conventional lending requirements.

We work with several very good, reputable, and understanding mortgage brokers who are willing to talk to you and assist you in obtaining financing. Now, don't misunderstand, we don't expect you to be able to qualify for a mortgage right now. We understand that people experience difficult times and situations, which may be why you have found us in the first place. However, we also believe that everyone should have the right to home ownership and the many benefits and advantages that accompany it. 
What we want to do is find out how soon you will be able to qualify. For some people, it may only be a few months while for others it may be a year or even two years.   It doesn't matter to us how long it takes ,  but we don't want to put you into a program that doesn't give you enough time to get on track financially so you can get a loan when the time for that finally comes.

The mortgage brokers we work with are excited about doing your pre-qualification for a mortgage because they know that they have a good chance of getting your business down the road when you are finally ready to obtain financing.  They are NOT going to be judgmental or condescending to you like so many other mortgage brokers or bankers, just because they can't do a loan for you right now. Like us, they have an understanding of your situation and are working towards long term benefits.

So that's one of the first things we are going to ask you to do.  It's a quick Free Consultation that takes maybe 10 minutes. And best of all, they keep everything 100% confidential.

And by the way, there is nothing that we haven't seen before...you're not going to shock us, no matter how bad your current situation.  Remember, there were nearly 1 million bankruptcies in the United States last year alone, and a lot more people than that have bad credit.

The mortgage broker will simply ask you a few questions about your income, your job, and your personal situation.  They'll pull your credit report to see if there are any surprises or errors, and then, they'll be able to tell us realistically how long you are going to need before you can get a bank loan.

NOTE...  This is for maybe 10% of you out there.  Sometimes we discover that you qualify for a home loan right now. You may have thought that you had bad credit, but it turns out after we look at your credit report that the bad things on your credit that you thought were so bad, didn't matter as much as you had originally thought.

If this happens, it's great because now your options open up. You can buy virtually any home on the market that is within your price range. We can offer you assistance with that too!   But remember, that's only going to be for about 10% of you who are reading this page.

It's Time To Start Looking At Houses!

Every time we list a new property, we send out an e-mail.  There are alot of registered members in our group, so it's  "first come...first served."  

When you start to see some of the great homes that we have listed, you will soon realize that you can hardly stand to wait to find and move into your own home  and start yourself on the way to owning your own home!    

As soon as you get your official  "Buyer Registration" e -mail, we will start sending you homes to look at.  Sometimes we may only have one or two per e-mail, while at other times we will have 5 or 10 a week. It all depends on how many houses we listed and have available.

We'll e-mail you the address of the property and a brief description of it. If it looks interesting to you at all, we encourage you to go see it immediately. Drive by...we find that 75% of the time, you can tell if a house is for you by looking at the exterior and the yard and the neighborhood, or maybe it's more accurate to say that you can tell that it's NOT for you, by looking at the outside.

If it looks interesting to you, then it's time to take action a nd call us. We will schedule a time that is convenient for you and show you the home. You can go inside and look around at your leisure, you can check out the condition and get a feel for the size and the layout.  If you decide the house feels like home... and you'll know when it does... something magic happens when you find a house that you know is going to be YOUR home.  When you decide, then it's time to take the next step. 

Before We Go Any Further, We Want to Ask You For A Favor In Advance.....  If you drive to the house without one of our agents, please DO NOT knock on the door. Someone may be living in the house, or it may be that the previous owner who hasn't moved out yet, or it may be a tenant who is entitled to their privacy. Please, we ask again, DO NOT disturb the tenant. It just creates lots of problems for us because we have so many people looking at these properties. It's not fair to those folks if people are knocking on their door all day.  

Now Let's Move On To The Next Step...

When you meet with our agent to view the property, they will bring all of the necessary paperwork to review with you.  When you say, "We want it!" our agent will fill it out and explain everything to you.

It explains the move-in date, the price, the terms, the monthly payment, the length of the option and it lays out who is responsible for what in the agreement, and what happens if you default on the agreement.  One of the valuable things the seller will do is treat you like the owner  as soon as you move in.  The seller must trust you to take care of the property like it was yours, after all, you are buying it...you just haven't got the deed yet. It is in the seller's best interest to see you succeed in the purchase of their home.

If you don't understand the paperwork, please feel free to take it to your attorney before you sign it. You will NOT ever be pressured to buy. We want you to be 100% comfortable  with your decision. This is a legally binding agreement and you only want to sign it if you are fully and completely aware of what you are agreeing to.

Once the seller agrees to move forward with the deal, the agreement will be completed once all documents are signed and the seller receives certified funds for the "Lease Option Fee" and the first month's payment. We only accept certified funds to activate the purchase agreement such as a wire transfer, a cashiers check or a certified check. We can not take cash, personal or business checks.

Once you select a home that you feel is right for you and your family, you must begin immediately improving your financial profile. The very same profile that will meet the lenders requirements for finding permanent financing when you are ready.  We have several credit repair / building companies that we can refer you to.  It is critical that you start working hard on raising your credit right away.

You will begin building equity in your home from the minute you pay your down payment, and each month after that as long as your payments are on time each month.  Please don't misunderstand or assume that we can correct your credit problems.  Our rent to own home program lets you make payments on a home that you can move into NOW while you correct your credit problems or blemishes, as you improve your credit score and financial situation, allowing you to qualify for the type of mortgage you want.

I Told You It Was Easy!!

Well that’s it. I hope we answered all of your questions. If not, feel free to email us or visit the FAQ's here.   The only thing you need to do to get started is fill out the Buyer Registration form here.  It asks a few basic questions, gets your contact information and helps us get you on the right path. Make sure to give us your primary  email address. We have had a lot of problem with free accounts like hotmail and yahoo and we’ve also had problems getting email through to AOL addresses. If that’s all you’ve got, that’s okay, but we want to make sure you get the house listings when we send them out.

Hopefully the things you’ve learned from this program has convinced you that what we offer is real, that we are real people with a desire to help you achieve your goals.  We tell all of the people who work with us that, as a company, we are here to solve problems.  We will do our best to help you find your dream home... but now it’s your turn... it’s time for you to take action.

Fill out the  Buyer Registration.  It will only take 30 seconds... 30 seconds that can change your life. As soon as you do, the wheels start turning and our little machine goes into action for you exactly like we laid it out. Remember, this "Buyer Registration" is 100% FREE. You are not obligated to buy our properties in any way... as a matter of fact we don’t want you to buy any home if it isn't right for you. 

Sincerely, 

Jay B. Mathison 

Licensed Real Estate Professional

Nationwide Realty Group, Inc.

900 Ogden Avenue, Suite 205

Downers Grove, IL 60515

Office - Direct (630) 636-9525

Please click here to email us.

GET STARTED NOW!

Yes, I'm tired of Renting...I Want My Own Home! 

Please sign me up as a REGISTERED BUYER to receive your list of RENT TO OWN Homes. I understand this is FREE and that I am never under any obligation at any time.

Please click here to See What Our Client's are Saying About Us!

Please click here to View Our Homes!

Rent To Own, Lease Option, Lease Purchase, Rent To Buy, Lease with Option